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Contract Note
A fixed deposit is meant for those investors who want to deposit a lump sum money for a fixed period. The Fixed Deposit can be done either with a bank or a Company.

Bank Fixed deposits are fairly safe because banks are subject to the control of the Reserve Bank of India (RBI) with regard to several policy and operational parameters. The banks are free to offer varying interests in fixed deposits of different maturities. Interest is compounded once a quarter, leading to a somewhat higher effective rate. The Company also offers advisory services to persons who are interested in these kinds of low risk investments.